RETIREMENT PLANNING & INSURANCE OPTIONS TO FIT YOUR NEEDS
Everyone has questions regarding individual health, life insurance, retirement and other benefit programs. If you don’t have access to these programs through an employer, these questions can be really tough to answer. Allow the experts at American Benefits Exchange to help you. We focus in providing individuals with insurance, retirement, and financial solutions.
RETIREMENT PLANNING & INSURANCE OPTIONS TO FIT YOUR NEEDS
Everyone has questions regarding individual health, life insurance, retirement and other benefit programs. If you don’t have access to these programs through an employer, these questions can be really tough to answer. Allow the experts at American Benefits Exchange to help you. We focus in providing individuals with insurance, retirement, and financial solutions.
American Benefits Exchange specializes in providing insurance and financial products for business owner’s. Our specific areas of expertise include:
Life Insurance
Choosing an individual Life Insurance policy can be very confusing. There are so many different types, different terms and different payment plans. For this reason, American Benefits Exchange only works with the top life insurance carriers in the industry.
Final Expense
Funeral and burial expenses so often become an additional burden to the family. Sometimes a single Life Insurance policy is not enough. That is why we at American Benefits Exchange offer the Tribute, an individual whole Life Insurance policy that can help pay for funeral expenses or allow you to leave a gift for a loved one.
Safe Money Retirement Solutions
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Health Insurance For Those Under Age 65
Whether you are 20 or 64 years old there are some basic needs that you should address; not only for you, but your family. The questions we hear most often are; 1) I don’t need health insurance, I’m 22 years old, 2) I don’t have anything to protect or give to my family upon passing, 3) I can’t afford health insurance, 4) I’m too young to worry about retirement and 5) It’s too late to start planning for my retirement.
Medicare Solutions For Those Over Age 65
From our personal experience with our beloved parents passing we completely understand the complexity of your Retirement. It’s a puzzle and if you don’t know how to put it together it could increase your taxes, decrease your benefits and eat away at your fixed income.
Long Term Care
Long Term Care insurance provides coverage when you and your dependents are no longer able to perform everyday tasks due to chronic illness, injury, disability or the aging process. Coverage is also offered for those who are suffering from a severe cognitive complaint, such as Alzheimer’s disease.
Hospital Indemnity Insurance & Why You Need It?
Hospital Indemnity insurance, also called Hospitalization insurance or Hospital insurance, is a plan that pays you benefits when you are confined to a hospital, whether for planned or unplanned reasons, or for other medical services, depending on the policy.
Disability Insurance
Disability insurance provides you an income if you suffer a disabling illness or injury. This income replacement will help you meet your daily financial needs and obligations while you are recovering.
Living Trusts
Living trusts are often the topic of small talk with friends or social gatherings, but not many people know what they actually do. They are “living” because they are created now, while you are alive. You sign it and it becomes an enforceable document. Your living trust can be revocable or irrevocable. A revocable trust can be revoked or amended by you. An irrevocable trust cannot be changed by you once it is signed. Because an irrevocable trust cannot be changed, you want to be extra careful to understand its terms. The vast majority of people will start with a revocable trust.