We understand the anxiety, stress, pressure and sleepless nights of owning a business because we’ve owned business before and have worked with thousands of business owners.
As current and former Small Business owners, we know it’s important that you offer your employees the benefits they want. The benefits you offer may be the deciding factor in whether an employee stays with you or chooses to go elsewhere.
Three of the most important types of benefits for an employee are Health Insurance, Retirement and Life Insurance. Current statistics show that:
Health Insurance: American Benefits Exchange has Association plans, individual plans, Minimal Essential Plans, ACA Compliant Plans, Dental, Vision, Hearing and Supplemental Plans for you and your employees, as well as, Life Insurance policy with an annuity accumulation option that is a great opportunity for you, the small business owner and to offer your employees
Life Insurance Needs: We offer Term, Whole, Indexed Universal and Premium Funded.
Retirement Needs: We have numerous options available for you and your employee’s needs. We have “Safe Money” options that build wealth and provide no risk of loss of initial premium, growth potential, Living Benefits and Death Benefit. This is a GREAT way to build spousal and generational wealth. We also have Annuity Accumulation Option that gives you and/or your employees a flexible and secure way to help supplement their retirement needs. The interest earned is accumulated on a tax-deferred basis. Upon retirement, they can choose from a number of withdrawal options.